Is the clock ticking for any of your major customers or suppliers? You can run quick and easy checks on the solvency of companies you rely on to deliver services to you and to buy from you using this Excel Solvency workbook.

Business Solvency:

Our Business Solvency workbook employs all the multivariate analysis equations published by Edward Altman. Altman is the Max L. Heine Professor of Finance at the Stern School of Business, New York University.

In the workbook supplied you can simply enter two comparative sets of financial data for any company (including your own). The Altman Z scores are readily computed using the multivariate formulas provided by Professor Altman.

Bonus Addition.

Financial Ratios with Excel

Windex 2008 calculates all major financial ratios in Excel.

Calculates these financial ratios from balance sheet, income statement and cash flow templates provided:

• Rate of Return on Assets (ROA)
  
• Rate of Return on Common Equity (ROE)
  
• Return on Capital (ROIC)
  
• Common Earnings Leverage
  
• Cash Flow from Operations/Total Cash Flow Ratio
  
• Cash Flow from Investments/Total Cash Flow Ratio
  
• Cash Flow from Financing/Total Cash Flow Ratio
  
• Operating Cash Flow/Current Liabilities Ratio
  
• Operating Cash Flow/Total Liabilities
  
• Operating Cash Flow/Capital Expenditures
  
• Working Capital/Current Liabilities Ratio
  
• Working Capital/Long Term Liabilities Ratio
  
• Working Capital/Total Debt Ratio
  
• Working Capital/Current Assets Ratio
  
• Working Capital/Total Assets Ratio
  
• Income Tax Expense/Revenues Ratio
  
• Total Assets Turnover Ratio
  
• Fixed Assets Turnover
  
• Current Ratio
  
• Acid Test (See note for Quick Ratio)
  
• Accounts Payables Turnover
  
• Days Accounts Payables outstanding
  
• Accounts Receivable Turnover Ratio
  
• Days Receivables Outstanding Ratio
  
• Inventory Turnover
  
• Days Inventory Outstanding
  
• Total Debt to Equity Ratio
  
• Total Debt Coverage ratio
  
• Long Term Debt Ratio
  
• Long Term Debt to Total Assets
  
• Long Term Debt to Shareholder Equity
  
• Total Liabilities/Total Assets
  
• Interest Coverage Ratio

Millennium Software Inc. and Support

30 days money back.

• Windows 95/98/2000/ME or XP
• MS Excel 97 or more

US$69.95 Business Solvency & Financial Ratios 2008