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Price: US$39.98

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What is this Product?

Interesting statistics:
In the hi-tech world in which we live today, it is hard to imagine anyone planning a budget and keeping track of their expenses without the help of a personal budget software. However, the reality is even much worse. Most people know how much they earn but hardly have any idea how much they spend. In fact, statistics show that most Americans spend 10% more than they make and the average credit card debt has reached $8,500. With the average credit card interest rate at 18.9%, it is not surprising to see that personal bankruptcy filings are steadily rising. On average, American families carry more debt today than at any time in United States history.

What you can do:
The first step towards debt elimination and financial freedom is knowing where your money comes from and where it goes. The next step is to setup a personal or family budget and stick to it. Fortunately, for those who are serious about controlling their budget, using a personal budgeting software like Account Xpress can make all the difference in tackling this daunting task. Our personal budget software can help you track your income and expenses right down to the penny. Once you know where your money goes, it is easy to see where you overspend and where you can save. Account Xpress allows you to setup a budget plan and see how well you do in following it with the help of Actual versus Budget comparison reports.

Stay in control of your budget with Account Xpress. This personal budget software benefits anyone serious about controlling their personal finances, and managing their budget.

Account Xpress is a personal budget software loaded with features designed to help you manage your money easily and efficiently. Track and reconcile transactions for virtually any kind of account (credit cards, savings, checking, credit line, cash, etc.). Budget management is made easy with the help of user-defined income and expense budget categories, budget projections, and budget versus actual comparison reports. A tree view structure helps you access the information you need quickly and easily.

Features include presentation of a global cash flow picture, calculation of net income over any given period of time, two distinct methods for managing your budget, transaction splitting into many accounts and/or budget categories, transaction schedules, transaction templates, support for multi-currencies, unlimited number of budget category levels, numerous charts and reports related to your financial and budget activities.

Create recurring transactions that are generated automatically at the proper time. Define and use transaction templates to quickly create transactions that recur at irregular intervals. With budget projections, you can now tell exactly when and how much you are planning to earn or spend on any budget category. This is very similar to using the old envelope budget system. Password protect your data files with 128-bit encryption to prevent unauthorized access to your financial information. Download your transactions from your financial institutions and import them into Account Xpress from Quicken Interchange files (qif) or Open Financial Exchange files (ofx and qfx). Copy selected entries from any lists in the program to the clipboard for pasting into other applications such as Word or Excel.

Category and payee management is simplified with the ability to easily merge together two budget categories or two payees at any time. Re-locate budget categories and payees in the tree view with simple click-and-drag operations. Backup your Account Xpress files automatically with the new backup feature. Know where your money goes, eliminate debt and be on your way to financial freedom with Account Xpress.

  • New transaction model
    In addition to simple Income, Expense and Transfer transactions, you can now create more complex split transactions. For example, you can have many accounts and many categories together involved in a single split transaction, also called an advanced transaction.
  • Transaction Schedules
    With version 3, you can now create recurring (scheduled) transactions that are generated automatically at a preset time or on demand at any time. By default, transactions generated by a transaction schedule will appear underlined in their respective transaction list until marked as accepted.
  • Transaction Templates
    You can now set transaction templates that you can then use to quickly create transactions that recur at irregular intervals such as a dinner at your favorite restaurant.
  • Budget Projections
    Budget projections mimic the old envelope budgeting system. Look at your budget categories as if they were envelopes in which you can put money to cover for some specific expenses. Budget projections are the equivalent of putting money into your envelopes while regular transactions are the equivalent of using that money to pay your bills. The difference between what you put in your envelopes and what you take out of them determines how well you are respecting your budget.
    Your goal is to always have enough money in your envelopes but not more than required to cover the expenses they account for. With budget projections you can tell exactly how much money you are planning to earn and spend in any budget category, and how much money is still available at any time for each of those budget categories. Budget projections can also be scheduled to generate automatically at a preset time.
  • Multiple currencies
    Version 3 provides support for up to 150 different currencies. Currency conversion rates can be downloaded directly from the Internet.
  • Password protection
    Account Xpress files can now be password protected and encrypted with a 128-bit encryption to protect the confidentiality of your data.
  • Import/ Export
    Version 3 can import from and export to Quicken Interchange files (qif), and can import from Open Financial Exchange files (ofx and qfx). You can also copy the entries from any list in the program to the clipboard for pasting into other software such as Word or Excel.
  • Click-and-drag operation
    Budget categories and payees can be re-located in the tree view with simple click-and-drag operations. Transaction split items can also be moved from one budget category to another or from one payee to another in the same way.

Main account list

File properties dialog

Report selection dialog

Felitec Inc.

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System Requirements
  • Windows 98, Me, NT4, 2000, XP
  • 5MB available hard disk space
  • 16MB available RAM recommended
US$39.98 Account Xpress

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